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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$432,000
|
$648,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
6 years
|
6 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$4,500
|
$6,000
|
$9,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Included
|
Included
|
Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$4,500
|
|
5% Compound Inflation
|
Included
|
|
Monthly Premium
|
$ 0.00
$83.25
$83.25
$83.25
$83.25
$83.25
$83.25
$83.25
$83.25
$83.25
$83.25
$83.25
$83.25
$83.25
$85.95
$88.65
$91.35
$94.50
$97.20
$100.35
$103.50
$107.10
$110.70
$114.30
$124.20
$126.90
$130.05
$133.65
$137.25
$140.85
$143.55
$150.30
$158.40
$166.50
$187.20
$198.45
$206.10
$214.20
$222.75
$231.75
$240.30
$252.90
$267.75
$284.40
$321.30
$342.90
$360.45
$378.45
$415.35
$436.50
$476.10
$507.15
$538.20
$575.55
$611.55
$657.45
$703.35
$754.20
$794.25
$862.20
$941.85
$1,010.70
$1,084.95
$1,158.75
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Included
|
|
Monthly Premium
|
$ 0.00
$111.00
$111.00
$111.00
$111.00
$111.00
$111.00
$111.00
$111.00
$111.00
$111.00
$111.00
$111.00
$111.00
$114.60
$118.20
$121.80
$126.00
$129.60
$133.80
$138.00
$142.80
$147.60
$152.40
$165.60
$169.20
$173.40
$178.20
$183.00
$187.80
$191.40
$200.40
$211.20
$222.00
$249.60
$264.60
$274.80
$285.60
$297.00
$309.00
$320.40
$337.20
$357.00
$379.20
$428.40
$457.20
$480.60
$504.60
$553.80
$582.00
$634.80
$676.20
$717.60
$767.40
$815.40
$876.60
$937.80
$1,005.60
$1,059.00
$1,149.60
$1,255.80
$1,347.60
$1,446.60
$1,545.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$648,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$9,000
|
|
5% Compound Inflation
|
Included
|
|
Monthly Premium
|
$ 0.00
$166.50
$166.50
$166.50
$166.50
$166.50
$166.50
$166.50
$166.50
$166.50
$166.50
$166.50
$166.50
$166.50
$171.90
$177.30
$182.70
$189.00
$194.40
$200.70
$207.00
$214.20
$221.40
$228.60
$248.40
$253.80
$260.10
$267.30
$274.50
$281.70
$287.10
$300.60
$316.80
$333.00
$374.40
$396.90
$412.20
$428.40
$445.50
$463.50
$480.60
$505.80
$535.50
$568.80
$642.60
$685.80
$720.90
$756.90
$830.70
$873.00
$952.20
$1,014.30
$1,076.40
$1,151.10
$1,223.10
$1,314.90
$1,406.70
$1,508.40
$1,588.50
$1,724.40
$1,883.70
$2,021.40
$2,169.90
$2,317.50
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov